Buying a home is one of the biggest investments that you will make in this life and who you choose for your mortgage goes hand in hand with the story that you will tell years later about your home buying experience. There have been many industry changes, but there are a few constants that stand the test of time that customers want the BEST PRODUCT for their situation, the BEST DEAL, and the BEST EXPERIENCE while purchasing their new home.
My 24 years of experience is my #1 asset. There are 25 milestone points to a mortgage and many people who touch the file from the signing of the contract to the closing table. My experience gives me the ability to find solutions, and use creative thinking to navigate through the problems that could arise at each milestone point.
With the last 16 years of my career being inside a real estate office, I uniquely understand the realtor’s point of view. Realtors want to know that their buyer is going to be treated like family, the lender is going to be available every step of the way, and they want to have communication on the milestone points from the signing of the contract to the closing table.
The contract is the most important piece of the transaction because it has timelines such as how many days a borrower has to make loan application, timelines to have loan approval, and timelines to close on the home. Although a mortgage company is not a party to the contract, the mortgage company is instrumental in achieving the dreams of home ownership for the buyer. I learned a long time ago to make the contract the most important piece of the file, follow all of the timelines, meet the timelines, and close on time.
I look forward to helping my buyers and their realtors by creating and helping families achieve the dream of home ownership!
Kristine and team are awesome! Always kept up to date during my home buying process with phone calls if needed and emails when mortgage milestones were reached. Kristine makes it happen! The mortgage and home buying experience can be stressful but Kristine takes the worry out of the process. If you are using another mortgage broker, you are using the wrong one. Thanks for everything!
Iâ€™ve worked with Kristine on 2 mortgages now. Each time, sheâ€™s been a pleasure to work with and has made a huge difference in the outcome. Kristine is extremely knowledgeable in her field and has unyielding honesty and integrity. She and her team are very quick and responsive to any questions you might have and definitely show a sense of urgency in moving the process along while being very thorough throughout. If you are interested in working with a local partner for your mortgage lending needs - give Kristine a call, I think youâ€™ll be glad that you did.
Kristine and team made my home buying process a breeze. These guys are more than just your average loan officers. The process was seamless, the team are professionals. Highly recommended!!
Kristine and her team made the home buying process extremely easy. She kept us informed, answered all questions, and made the journey painless. Kristine is very knowledgeable about all types of loans, and made sure that our mortgage payment was within our budget. I highly recommend her!
I would highly recommend Kristen and her team! From start to finish they made me feel comfortable and informed. All of my questions were answered quickly no matter what time or day it was. Through the whole process, I felt like I had someone in my corner helping me make confident decisions. Thank you again for your help. Everything went smoothly and closing was a breeze.